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Money-and-finances

OneFamily Junior ISA

family

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Among all the excitement a new baby brings, you’ve probably started thinking about their future. If you’re looking for an easy way to invest for them, a OneFamily Junior ISA – brought to you in partnership with Bounty – could be the right choice. You can open our Junior ISA for your child if they are under the age of 16 and eligible for a Junior ISA. 

If they have a Child Trust Fund, you could arrange to transfer it to our Junior ISA. To find out how, call us on 0800 1389 007.

You can invest up to £4,080 a year in our stocks and shares Junior ISA, less any amount paid into a cash Junior ISA. We believe that stocks and shares offer greater potential for growing your child’s money over the long term. In fact, studies have shown that over every 18-year period for the last 50 years, stocks and shares have grown more than cash or building society accounts†. Of course, good returns in the past don’t necessarily means good returns in the future.

There are a couple of other things you should bear in mind. First, only your child can take the money out, and only once they’re 18, when they might need it most. Second, as the account invests in stocks and shares, it has good potential to grow. But it’s worth remembering that its value can fall as well as rise. This is normal for this kind of investment, but it does mean your child could get back less than has been paid in.

†Source: Barclays equity gilt study February 2014. Average annual real rate of return based on Barclays indices.

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You’ll find more information to help with your choice in these important documents:

Important Information Booklet (Download PDF 156k)
Fund Fact Sheet (Download PDF 500k)

The information we provide should help you to make an informed decision as neither Bounty nor OneFamily provide advice. If you’re not sure whether this Junior ISA is suitable for you or your child, it’s worth speaking to an independent financial advisor (IFA). You can find one at unbiased.co.uk

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How much could your child's Junior ISA be worth?

If you’d like to see how much your child's Junior ISA could be worth, use our Junior ISA calculator. 

Junior ISA calculator 

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About our Junior ISA

Affordable and flexible - Easy to open and manage  Tax efficient - Truster - For your child

A little thank you…

Up to £20 in vouchers

Open a Junior ISA today and we’ll send you up to £20 in Boots vouchers*

*As a thank you, when you open a Junior ISA with a monthly direct debit of £10 or more, we’ll send you a £10 Boots voucher. If your direct debit is for £20 or more, we’ll send you a £20 voucher. We’ll send your gift vouchers when two direct debits have gone into your child’s account. This may take up to 90 days. 

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If you’ve read all the information about the OneFamily Junior ISA – and you’re happy it’s right for you and your child – you can apply today.

Apply online

Request a pack 

You can also call 0800 1389 007
We’ll be here from 9am to 7pm Monday to Friday and 9am to 12pm on a Saturday. We might record your call to help improve our training and for security purposes. We hope you don't mind.

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This video tells you more

With OneFamily, you’ll see how we put a lot of effort into looking after our customers. We want to make sure you have all the information you need, so you understand what’s available when you’re thinking about investing for your child. This video should help you make the right decision. 

Please don’t interpret this video as advice. Your individual circumstances may differ from those of the actors you see here. Information correct at 06/04/2015.

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About OneFamily

OneFamily has a long, successful history of helping parents invest in their children’s futures with simple, hassle-free savings and investment plans.

We're a specialist mutual provider, which means we don't have any shareholders and that we put our customers' needs first.

Winner Moneyfacts awards 2014Here are some facts about OneFamily:

  • We currently look after over £6 billion for 2 million customers.
  • Voted best Junior ISA Provider at the 2014 and 2012 Moneyfacts awards, and highly commended in the same category in 2013*.
  • 9 out of 10 customers would recommend OneFamily to a friend**.
  • Accounts are simple to set up and manage – and you can do it online 24/7.
  • Friendly UK call centre.

*Awarded to Family Investments. OneFamily was established in April 2015 as a result of a merger between Family Investments and Engage Mutual. **Customers surveyed in May 2013

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If you’re pregnant, this could be the time to think ahead

giraffeOnce your baby’s arrived, there’ll be a lot to do and think about – so managing your money might not be top of your list. Which is why it makes sense to organise your finances while you’re pregnant. Then, when you reach the big day, you’ll have one less thing to deal with.

When you register your due date with us, you’ll receive a free Family Money Guide packed with expert tips on:

  • Budgeting – to help you keep track of your spending
  • Savings – so you can invest in your child’s future
  • Maternity leave and childcare costs – helping you achieve a work-life balance while caring for your child
  • Tax Credits and benefits – making sure you get all the help you’re entitled to.

Register your due date 

If you register your due date with us, we’ll also send you all the information you need to set up a OneFamily Junior ISA when your child is born. It’s an easy way to start investing in their future.

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Bounty is a trading name of Bounty (UK) Limited who are an Introducer Appointed Representative (registered in the UK) of OneFamily.

The Junior ISA is provided by OneFamily. OneFamily is a trading name of Family Equity Plan Limited (Co. No. 2208249). Registered in England & Wales at 16-17 West Street, Brighton, BN1 2RL, United Kingdom. Family Equity Plan Limited is authorised and regulated by the Financial Conduct Authority.

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