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Money-and-finances

Royal London Life Insurance

How do families that lose a parent cope?

Losing any loved family member is painful. But when that person is a parent, someone essential to the family, the effect can be devastating. Knowing what families go through can help them prepare. And life insurance can help protect them from the worst financial consequences.

At a glance

  • Payments start from just £5 per month.
  • Up to £500,000 as a single payment or up to £2,500 per month.
  • Be covered in minutes – with our easy online application.
  • Serious Illness Benefit including Children’s Benefit option available – at an additional cost

What is Life Insurance?

This brief two-minute video introduces the different types of Royal London Life Insurance and some of the things to consider when buying.


Get a free quote


Help protect the future with our Life Insurance

Take out our Life Insurance and your family can get money if you die while covered, to help protect the future you're planning for your child, cover starts from just £5 a month.  If you're eligible, consider applying for our Serious Illness Benefit option, as it comes with the Children's Benefit - so your children can be covered for up to 25% of your cover, up to £25,000. Like our Serious Illness Benefit they are covered against six common serious illnesses that meet our definition and survive for 30 days.

Serious Illness Benefit

Getting peace of mind against the financial impact of one of six serious illnesses that we define is simple and affordable with us. Its extra protection that means you can get money when you need it most.

  • You could be eligible to add it to Life Insurance at an extra cost
  • Depending on your age, you can get cover for up to £350,000
  • Children's Benefit is included at no extra cost

Get a free quote

 

An option to suit you

We all live different lives, with different needs. Our Life Insurance comes in three types, Level Term Cover, Decreasing Term Cover and Family Income Benefit, so you have an option to get cover that fits in with your requirements - with money that can make a real difference.

Important things to know

  1. Our Life Insurance has no cash-in value - it's a protection policy only.
  2. If you stop making payments, your cover ends and you won't get anything back.
  3. If you're a UK resident aged between 18 and 70, excluding members of the Armed Forces, you can apply.
  4. If you add Serious Illness Benefit and a claim is paid, this cover ends, but Life Insurance continues.
  5. After a Children's Benefit claim on a child is paid, this cover ends for that child but continues for other children covered - Life Insurance and Serious Illness Benefit continue. Children aged 30 days to 18 years old (21 if in full-time education) are eligible for cover.

Life Insurance and you

Informative and helpful, our articles cover topics that can affect any one of us.

Read More


Ask a UK-based expert about our Life Insurance and how it can help you and your family.

0800 085 3289

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At a glance

  • Payments start from just £5 per month.
  • Up to £500,000 as a single payment or up to £2,500 per month.
  • Be covered in minutes – with our easy online application.
  • Serious Illness Benefit including Children’s Benefit option available – at an additional cost