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Money-and-finances

Royal London Life Insurance

How do families that lose a parent cope?

Losing any loved family member is painful. But when that person is a parent, someone essential to the family, the effect can be devastating. Knowing what families go through can help them prepare. And life insurance can help protect them from the worst financial consequences.

At a glance

  • Payments start from just £5 per month.
  • Up to £500,000 as a single payment or up to £2,500 per month.
  • Be covered in minutes – with our easy online application.
  • Serious Illness Benefit including Children’s Benefit option available – at an additional cost

Get a free quote

A 30 year old in good health can expect to leave £200,000 with a 25 year policy, for £11.72 a month**
**Source based on: Non-smoker, Level Cover, correct as of 21 February 2018


Around 1 in 10 bereaved partners have both children and a mortgage.

Find Out More

Missing you, in more ways than one

It's alarming how the death of a parent can unsettle a family. Not just emotionally of course, but just getting by from day-to-day. Think of all the things you do in a week to keep your family going. And then there's the financial support a breadwinning parent contributes - take this away and the life your family leads could be at risk. We look at the consequences, both financial and practical in this short article.

Read More

 

Help protect the future with our Life Insurance

Take out our Life Insurance and your family can get money when you die, to help protect the future you're planning for your child, from just £5 a month. Consider adding our Serious Illness Benefit option, as it comes with the Children's Benefit - so your children can be covered against six common serious illnesses that meet our definition.

Serious Illness Benefit

For extra protection, apply for our Serious Illness Benefit for an additional cost. It provides financial cover for you and your children if diagnosed with one of the six common serious illnesses that are covered by the policy and meet our definition, and survive for 30 days.

Children's Benefit

If you add Serious Illness Benefit for yourself, you also get Children's Benefit cover at no extra cost. That means your children get cover for the same conditions defined by the Serious Illness benefit. And it pays out 25% of your Serious Illness Benefit, up to £25,000. It gives you that extra bit of leeway to take time off work and care for them.

Get a free quote

An option to suit you

We all live different lives, with different needs. Our Life Insurance comes in three types, Level Term Cover, Decreasing Term Cover and Family Income Benefit, so you have an option to get cover that fits in with your requirements - with money that can make a real difference.

Important things to know

  1. Our Life Insurance has no cash-in value - it's a protection policy only.
  2. If you stop making payments, your cover ends and you won't get anything back.
  3. If you're a UK resident aged between 18 and 70, excluding members of the Armed Forces, you can apply.
  4. If you add Serious Illness Benefit and a claim is paid, this cover ends, but Life Insurance continues.
  5. After a Children's Benefit claim on a child is paid, this cover ends for that child but continues for other children covered - Life Insurance and Serious Illness Benefit continue. Children aged 30 days to 18 years old (21 if in full-time education) are eligible for cover.

Ask a UK-based expert about our Life Insurance and how it can help you and your family.

0800 085 3289

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Offer can be amended or withdrawn at any time. For full terms and conditions click here
*Restrictions apply, see: www.amazon.co.uk/gc-legal
†Royal London 2016: Losing a partner - the financial and practical consequences, Parts 1 & 2

At a glance

  • Payments start from just £5 per month.
  • Up to £500,000 as a single payment or up to £2,500 per month.
  • Be covered in minutes – with our easy online application.
  • Serious Illness Benefit including Children’s Benefit option available – at an additional cost