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The multiple effects for women on the loss of a partner

Losing a loved one, especially a partner, can effect women in many ways, but there are ways to ease the stress

Women are more affected by loss of a partner, report says

A new report has highlighted that women are more affected by losing a partner than men

Mum and child graveside

Losing a partner can be devastating for the one left behind and can take its toll in a number of different ways. From the obvious emotional loss of a partner, there is also the practical and financial implications that can add to the worry and upset. 

A report from Royal London shows that women who have lost a partner are more likely to feel the most affected from the loss in a variety of ways.

What are the effects of losing a partner on the surviving partner? 

It's difficult to even begin to understand how devastating the death of a partner can be. The shock, sense of loss, as well as fear of an uncertain future can be overwhelming. Not to mention the challenges of everyday life. Together, these can take their toll.

The main concerns tend to be:

• Financial – lower income, reduced savings, higher debt

• Practical – coping with DIY, car maintenance, driving, technology

• Emotional – ill health, depression, anxiety, loneliness, social isolation

What the loss means for women

Women live longer. It's a fact we all recognise. So it stands to reason that they're more likely than men to experience the death of a partners. When they do, they are also likely to be more deeply affected. Women are more prone to seeing incomes drop, as well as facing an increased risk of poverty for up to three years following the death – especially older women.

What are the biggest impacts on women?

The greatest effects happen to those who lose their partner suddenly. They are likely to be younger, more dependent on income from work and have financial commitments. It is a difficult situation for anyone but it's even harder if there are children to care for and food to put on the table as well as mortgage payments to meet. 

To add to this, younger women who lose partners often haven't planned ahead legally and financially to help ease the strain of such a loss.

So what should we all be doing to plan ahead?

The truth is, those who plan ahead have better outcomes. It just makes sense. Thinking ahead can ensure that practical and financial impacts are kept to a minimum. Taking control of finances, managing debts, taking out insurance and sharing the roles and responsibilities at home can help minimise the added issues you don't need if the worst should happen.

How should I prepare?

Crucially, while planning might start with a detailed conversation with your partner, this talk should lead to action – the writing of a will, the creation of a joint account, the purchase of an insurance policy. 

How Royal London can help

Visit Royal London for more information about their Life Insurance which is straightforward and easy to buy insurance to help protect your family, from just £5 a month.

The multiple effects for women on the loss of a partner