At a glance
- Flexible and tax-efficient investing for your child
- Invest monthly from just £10
- Invested responsibly with the aim of long-term growth
- When you invest, your capital is at risk
Every parent wants their child to have the best possible start in life. Whether it’s their first words or steps, starting nursery or school, or eventually achieving GCSE results or A-Levels, as parents you’ll want to help them to achieve as much as they can.
But what about looking a little further ahead? The challenges your children may encounter once they leave school or college, start an apprenticeship, full time work or higher education will ultimately determine their future.
Whether they go off to university, start a career, head off travelling, or want to make plans to move out of the family home, the financial realities that your child will meet as they start their adult life can be made far more manageable with some forward planning.
This is why starting to invest a little and often now to help prepare your child, could be a wise idea. By investing early for your little one you can help to prepare them financially to achieve all that you wish for them.
Investing Options
Bounty members are offered the Junior ISA through Shepherds Friendly, to help investing for your little one’s future. Below is a summary of the plan.
Junior ISA |
- Allows parents or nominated guardians flexible investing from just £10 per month
- You can also open with a lump sum
- No monthly commitment required
- Flexibility to change what you invest throughout the plan term
- We aim to pay a quarterly bonus to help your child’s investment grow
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Let us help you build your child's nest egg with an ISA boost from us. Get up to £100 cashback when you take out a Junior ISA with us and make the first payment. T&Cs apply.
Shepherds Friendly children’s investments
Shepherds Friendly has partnered exclusively with Bounty, who only offers our children’s investments products to parents. Our commitment to our members and their best interests is the basis of the partnership, and we’re delighted to be able to help so many young families across the UK to adopt a valuable investing habit.
We are one of the oldest mutual societies in the world. Founded in 1826, we’ve been managing family finances for over 190 years, giving us huge experience. As a mutual we put our members’ interests at the heart of everything we do, and we invest in a responsible manner to try to achieve the best returns possible on your child’s investment.
We believe that, as well as the obvious benefit of a tax-free lump sum when your baby grows to age 18, investing for your child helps to educate them about the importance of money and preparing for their future, helping to set up positive habits from a young age.
All references to taxation are to UK taxation and are based on Shepherds Friendly Society's understanding of current legislation and H M Revenue and Customs practice which may change in the future. Investment growth is by means of bonuses, the amount of which cannot be guaranteed throughout the term of the contract. When you take out an investment product with us your capital is at risk and you may get back less than you have put in.
No advice has been given by Shepherds Friendly, and if you are in any doubt as to whether an investment plan is suited to your needs, then you should contact a financial adviser. There may be a charge for financial advice, and the cost should be confirmed to you before any advice is given. Please ensure that you read the full terms and conditions of this plan which are available from your financial adviser or by contacting us directly.